I neither transfer money from savings to current account in HDFC nor from any other account so, at the end of every year, I received a letter from HDFC bank stating that “No transaction has been made on your current account for the past one year. Please initiate a transaction to keep it active or your current account will be automatically gets classified as inoperative or dormant”.
As soon as I received this letter, I logged into my HDFC net banking and try to add my current account as a beneficiary from my savings account but I fed up with a pop-up message stating that you cannot add either of them7 as a beneficiary and no action has been taken on this. This is really frustrating. I was really unaware of how to transfer money between own accounts in HDFC.
Later I get to know that how to transfer money from savings to a current account in HDFC bank and vice versa using hdfc net banking.
How to transfer money from savings to a current account in HDFC
Follow the below steps to initiate a transaction from your savings account to current account and prevent your bank account from inoperative.
Login into HDFC net banking site. After you logged in, it’ll display your savings and current account balance in the Account tab.
On the left side of the accounts tab, you can able to see “Transact” drop down. Click on it and it’ll display some options.
Go down and select “Fund Transfer” option. Now, you could see three options as shown below
Select the first option “ Transfer Funds Within your own accounts” and click on Continue.
Finally, Fund transfer page will be displayed.
Choose your Saving acct number in the From account drop down and Current acct number in the To account drop down. Enter an amount as you wish and even you could enter Re 1. Our aim is to initiate a transaction to save the current account from an inactive state so it’s better to do transactions with the smallest amount as possible.
After entering the amount, click on continue and Confirm to initiate the transaction.
It’ll display a Fund transfer completion message.
Hope, now you are aware of how to transfer money from savings to a current account in HDFC net banking. Check your balance now!! Your transaction will be completed instantly! Please add comments if you have any problem with this.
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Rajan is a web geek-Blogger-Programmer- working in corporate firm as system analyst engineer. Whenever time permits he used to blog on recent trends in technology, monetizing tips, Programming concepts and technical guides to beginners in amarindaz.